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Two questions get asked in the same words. Whether one merchant has a filing on record is a search, and every state sells those. Whether anyone can have every filing in a state is a licensing question that changes at the state line. That second one is how you judge a vendor selling you UCC leads: which states their file could lawfully have come from, and what the licence lets them pass on.
The three tiers
- Free open data. Published on a state portal, declared public domain, refreshed on a schedule. Connecticut, Colorado and Oregon.
- A bulk file for sale, often with daily updates on top, usually under an agreement signed first. Texas, Georgia, California, Illinois.
- No bulk route at all, and the only published prices are per search and per copy. Florida, New York.
State by state, as checked on 10 September 2026
| State | Bulk route | Cost | Refresh |
|---|---|---|---|
| Connecticut | Open data, data.ct.gov xfev-8smz | Free | Nightly or daily |
| Colorado | Open data, data.colorado.gov ap62-sav4 with wffy-3uut | Free | Nightly or daily |
| Oregon | Open data, data.oregon.gov | Free | Daily, one month only |
| California | State bulk order | About $100 one-time | Free weekly downloads |
| Texas | State bulk order | About $1,150, plus $65 a day for data-only updates | Daily, priced separately |
| Georgia | Subscription, signed agreement | About $200 a day, $750 a week or $1,500 a month | Terms not published |
| Illinois | Contract from the Office of General Counsel | Not published | Not published |
| Florida | No state bulk file | Not published | n/a |
| New York | No bulk programme, image-based records | $25 a search, $5 a copy | n/a |
| North Carolina | No published bulk programme | Scripted searching not permitted | n/a |
Oregon publishes one month, and only one month
Oregon’s dataset is a rolling one-month window with no backfill. The month that rolls off is not archived and not purchasable. From the outside it looks identical to Connecticut’s, which is cumulative. That is how a vendor ends up quoting coverage on a state whose history starts whenever capture began.
Free to access is not free to republish
Getting a file and being allowed to pass it on are separate permissions, granted by separate documents. That distinction decides what a vendor can lawfully sell you.
| Source | What the terms say | What to read |
|---|---|---|
| Public-domain open data portal | No restriction on use or redistribution | That the declaration sits on the dataset, not the portal |
| Bulk file sold by a state | Varies, and several states do not publish the agreement | The agreement itself. It is the only statement of terms there is |
| Commercial data reseller | Internal use only, by default | Whether redistribution was negotiated in writing |
The three free portals put you in the strongest position: redistribution is permitted outright, in writing, at no cost. Georgia requires a signed agreement and does not publish its terms; California’s is not confirmed either way. Public record means the record is open, not that a compilation of it is anyone’s to sell.
Having the file is not having the funders
Even with clean bulk data the filter is the hard part, because secured party names are typed by filers and a keyword match fails badly. deBanked publishes a public, ungated list of advance companies and the names they file under, a better starting point than a keyword.
A substring match for ADVANCE against Colorado’s published secured-party data, 10 September 2026. The only genuine advance funder here is the smallest.
Some filings never name the funder at all: a filing agent can be named as the secured party instead — what that does to a count is why every compiled list undercounts invisibly. None of it changes what a filing actually tells you: that a business borrowed once. Our own compilation sits under the same rule: the free file we publish is licensed for internal use, not redistribution, and it is public-record data rather than a sample of the leads we sell.
Questions brokers ask
Which states publish UCC filing data for free?
Connecticut, Colorado and Oregon, as checked on 10 September 2026, all three declared public domain and refreshed nightly or daily. Connecticut is xfev-8smz on data.ct.gov; Colorado is ap62-sav4 with wffy-3uut on data.colorado.gov.
Is free UCC data free to republish?
It depends where it came from. A portal that declares its dataset public domain permits redistribution outright. A state bulk file comes with an agreement, and several states do not publish theirs.
How much does a state UCC bulk file cost?
California is about $100 one-time plus free weekly downloads, Texas about $1,150 for the master file plus around $65 a day for updates, and Georgia about $200 a day or $1,500 a month.
What is the problem with Oregon’s UCC dataset?
It is a rolling one-month window with no backfill. The month that rolls off is not archived and not purchasable, so history has to be captured monthly from the start.
Does a UCC file tell me who funded the merchant?
Not always. Some filings name a filing agent as the secured party rather than the funder, and keyword matching pulls in mortgage lenders, medical companies and banks before it finds an advance funder.
Alex Makowski
Founder, Infinite Bookings
Runs the lead generation operation behind Infinite Bookings — paid traffic, the funding application, and the delivery pipeline that puts records into brokers’ CRMs.
Reachable directly at alex@infinitebookings.com or 732-609-7182.