Receivable-heavy, project-driven and chronically cash-gapped. Contractors wait on progress payments while payroll runs weekly, which is the gap advances were built for — and it is why this vertical produces some of the largest files in the feed.
Receivable-heavy, project-driven and chronically cash-gapped. Contractors wait on progress payments while payroll runs weekly, which is the gap advances were built for — and it is why this vertical produces some of the largest files in the feed.
Regional and severe. Northern contractors have months where almost nothing happens, and a four-month window covering a winter shutdown tells a story the business would not recognise.
The general order underwriters work in is covered in what funders actually look at. The points above are what differs here.
Customer concentration — one client representing most of the revenue
Deposit irregularity that cannot be tied to identifiable projects
Existing positions against the same receivables
Seasonal shutdown months in the statement window
Good, particularly for larger files. The deal sizes are attractive and the underlying receivables are real. Funders differ most on how they treat customer concentration, which is worth knowing before you place.
The feed is a round robin off live traffic, not a menu — we cannot promise a pure feed of any single industry. What we can do is tell you honestly whether the volume exists to weight your feed toward construction, before you spend anything.
$50K–$400K/month, with a long tail above, with advances typically landing at $40K–$200K. Every lead clears the same six minimums regardless of vertical — $30K+ monthly revenue, $15K+ requested, six months trading, four months of statements available, U.S.-based and mobile-verified by a 6-digit code.
Not exclusively. The feed is a round robin off live traffic rather than a menu, so a pure single-industry feed is not something we can honestly promise. We can weight your feed toward a vertical where the volume supports it, and we will tell you plainly before you order whether it does.
Customer concentration — one client representing most of the revenue, most commonly. The others worth screening for on the first call are deposit irregularity that cannot be tied to identifiable projects, existing positions against the same receivables, seasonal shutdown months in the statement window.
$60 per lead across every vertical, with a 25-lead minimum. A feed filtered to merchants doing $50,000 a month or more is $70. Full pricing and the market context is on the buy page.
We will tell you straight up if we cannot help you. No commission deals, no free trials, no chasing you for three weeks.