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MCA leads by vertical

MCA leads for trucking

The highest-volume vertical in most lead feeds and the most polarising among funders. Owner-operators and small fleets run capital-intensive businesses with lumpy receivables, which is exactly the profile advances exist for — and exactly the profile some funders have been burned by.

Typical revenue
$30K–$180K/month, clustered at the lower end for owner-operators
Typical advance
$15K–$75K
Price per lead
$60

What a trucking file looks like

The highest-volume vertical in most lead feeds and the most polarising among funders. Owner-operators and small fleets run capital-intensive businesses with lumpy receivables, which is exactly the profile advances exist for — and exactly the profile some funders have been burned by.

Seasonality

Freight demand softens in the first quarter and tightens through summer. A January statement is not a January business, and files submitted in early spring often show the softest four months a carrier will have all year.

How this vertical underwrites

  • Receivables are the whole business. Factoring arrangements are common and a funder needs to know whether receipts are already assigned before advancing against them.
  • Fuel is the largest variable cost and it moves. A month that looks weak may be a fuel spike rather than lost revenue, and saying so in the file matters.
  • Equipment breakdowns produce sharp one-month dips followed by recovery. Unexplained they read as decline; explained they read as exactly what they are.
  • Deposits often cluster around broker or factoring payouts rather than arriving daily, which makes daily remittance capacity harder to read from averages alone.

The general order underwriters work in is covered in what funders actually look at. The points above are what differs here.

Why trucking deals get declined

An existing factoring agreement that already assigns the receivables

Single-truck operations below the time-in-business floor

Deposit patterns too lumpy for a daily remittance

Authority revoked or safety rating problems surfacing in diligence

Funder appetite

Genuinely split. Some funders will not touch trucking at any price after portfolio losses; others built relationships specifically for it and price competitively. Knowing which is which is most of the value a broker adds on these files — placing a trucking file with a funder who quietly does not want it produces a decline you generated.

How we handle verticals

The feed is a round robin off live traffic, not a menu — we cannot promise a pure feed of any single industry. What we can do is tell you honestly whether the volume exists to weight your feed toward trucking, before you spend anything.

Questions

$30K–$180K/month, clustered at the lower end for owner-operators, with advances typically landing at $15K–$75K. Every lead clears the same six minimums regardless of vertical — $30K+ monthly revenue, $15K+ requested, six months trading, four months of statements available, U.S.-based and mobile-verified by a 6-digit code.

Not exclusively. The feed is a round robin off live traffic rather than a menu, so a pure single-industry feed is not something we can honestly promise. We can weight your feed toward a vertical where the volume supports it, and we will tell you plainly before you order whether it does.

An existing factoring agreement that already assigns the receivables, most commonly. The others worth screening for on the first call are single-truck operations below the time-in-business floor, deposit patterns too lumpy for a daily remittance, authority revoked or safety rating problems surfacing in diligence.

$60 per lead across every vertical, with a 25-lead minimum. A feed filtered to merchants doing $50,000 a month or more is $70. Full pricing and the market context is on the buy page.

Get started.

We will tell you straight up if we cannot help you. No commission deals, no free trials, no chasing you for three weeks.

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