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MCA leads by industry

MCA leads for e-commerce and retail.

Inventory-driven, with a use of funds that is almost always a purchase order.

Typical monthly revenue
$30K–$200K
Typical advance
$20K–$100K
Exclusive, per lead
$60

directional figures · every exclusive lead is over $30,000 a month in revenue and requesting over $15,000

Underwriting e-commerce and retail.

What underwriters look at

  1. Platform payouts — marketplaces, payment processors — arrive on settlement schedules that make deposits look batched rather than daily.
  2. Inventory cycles mean cash converts to stock and back, so a low balance month can be a healthy business mid-cycle.
  3. Chargeback and refund rates matter more here than in service businesses and are visible in the statements.
  4. Growth can look like volatility. A business tripling year on year has statements that read as erratic to a pattern-matching underwriter.

Why deals die

  • Elevated chargeback or refund activity
  • Revenue concentrated on a single platform or channel
  • Balance consistently drawn down into inventory with little cushion
  • Very recent trading history in a category with high failure rates

Funder appetite.

Moderate to good, and improving. Funders have become more comfortable reading platform settlement patterns than they were, but concentration on a single marketplace remains a genuine concern.

Whatever the industry.

All exclusive leads meet the following criteria

  • Over $30,000 a month in revenue
  • Requesting over $15,000
  • One year or more in business
  • 600+ credit score
  • No previous defaults
  • Under 5 positions
  • U.S.-based
  • Mobile verified by 6-digit code

A lead that misses any one is never sent and never billed.

By industry.

All industries →

Questions.

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We will tell you straight up if we cannot help you.

Read this before you book.

  • ✗We do not offer free trials.
  • ✗We do not give discounts.
  • ✗We do not do commission deals.
  • ✓We require an upfront investment to work with us.

If you are not able to invest into getting more leads for your brokerage, do not book a call.

— Alex