13 questions to ask an MCA lead vendor before you buy.

Each exclusive lead is sold to one broker. Nobody can prove that, including us: a delivery log proves a lead reached you, not that it reached nobody else. Shared leads go to more than one broker and aged leads are not exclusive, and each is sold as what it is.

On exclusive leads, a 6-digit code is texted as the last step of the application, and the merchant has to type it back to submit. No code, no submission, no lead.

For exclusive leads, Meta and Instagram, one hundred percent, to our own funding application page. You can ask to see the page.

Nothing about rates. No "0% interest" and no teaser rates of any kind.

Every exclusive lead meets all of these: over $30,000 a month in revenue, requesting over $15,000, one year or more in business, 600+ credit score, no previous defaults, under 5 positions, U.S.-based and mobile verified by 6-digit code. A lead that misses any one is never sent and never billed. Each one arrives with 3 months of bank statements; SSN, EIN and date of birth; verified mobile, email and address; a TrustedForm certificate; and a screen recording of the merchant filling out the form.

In realtime, the moment the merchant submits: into any CRM by webhook, or into a live Google Sheet if you do not have a CRM yet.

Yes. A daily or weekly cap, and a delivery window in your timezone.

Spam, dead numbers and bounced emails are replaced free, on proof. A merchant not answering one call is not a spam lead.

Clients report 2–4 funded deals per 50 exclusive leads (4–8%) as of September 2026. Best recorded is 8. Worst is zero.

Time to first dial. If your floor cannot call a lead inside five minutes, we would rather tell you that before you pay than after.

No. There is no free trial and no sample batch. Exclusive leads are $60 each, flat, paid upfront, with a minimum order of 50 leads.

About $1,500 at the bottom of the benchmark: 50 exclusive leads at $60 is $3,000, and 2 funded deals from them is $1,500 each.

On exclusive leads the merchant consents on our own funding page at the point of submission, recorded on a third-party TrustedForm certificate. Exclusive and shared leads come with one; aged leads do not. We do not scrub against the DNC registry or litigator lists.