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Regulation by state

MCA leads in Maryland.

Maryland has no commercial financing disclosure law, but limits calls on the same subject to three in a 24-hour period.

Checked 30 August 2026 · Not legal advice

Disclosure law
None
Registration
None
State calling act
Yes

The rules.

Disclosure law
None in force.
Registration
None specific to commercial financing.
Calling
Maryland applies a three-calls-per-24-hours ceiling on calls concerning the same subject matter, alongside the federal TCPA. A business-to-business exemption exists but, as elsewhere, turns on the character of the call.

What changes for a broker.

  1. The cap is on the same subject matter, so dialling from a second number about the same offer does not reset it.
  2. Three calls a day is compatible with a disciplined cadence and incompatible with a brute-force one. That is a genuine reason to prefer better leads over more dials here.
  3. Maryland is a useful test of whether your dialler enforces per-state rules at all, because if it cannot handle three-per-day it cannot handle Oklahoma either.

Questions.

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