What this file is
Read this before you download it, because it is not a lead list.
Every UCC-1 financing statement names the business that took funding, the funder that filed on it and the date. This is a thousand of those, with a contact name and phone number matched to each business. It is a prospecting list built from public records: nobody on it filled out a form, and nobody on it asked to be called.
The compilation covers the twelve months to 31 August 2026 and was last checked on 13 September 2026. It is a dated file rather than a live query, which is why the date is on the page.
What is in the file
1,000 rows, one per filing. Ten columns: six exactly as the registry has them, two matched in from business records, and two worked out by us. Every one is marked so you can tell which is which before you dial it.
| business_name | The debtor, exactly as it appears on the filing. Not cleaned, so the spelling and the entity suffix are the filer’s. Filed. |
|---|---|
| contact_name | The owner or principal on record for the business. Matched in from business records, not taken from the filing. Appended. |
| phone | A business phone number for the same company, matched in the same way. Treat it as a lead rather than a fact. Appended. |
| city | Debtor city from the filing address. Title-cased by us, because the registries disagree on casing. Filed. |
| state | Two-letter state of the debtor address as filed. Not necessarily the state the filing was made in. Filed. |
| filing_date | The date the filing office accepted the UCC-1. It is not the date the advance was funded. Filed. |
| secured_party | The secured party name exactly as filed, typos and numbered suffixes included. This is what lets you verify the row. Filed. |
| funder | The same party after we roll up filing aliases to one name. Our work, not the registry’s. Derived. |
| filing_number | The filing office’s own identifier. Take it to that state’s UCC search and the record comes back. Filed. |
| positions_on_file | How many distinct funders in this file hold an active filing against the same business. Sort on it and the stacked merchants come to the top. Derived. |
What a UCC filing cannot tell you
This is the part most lists leave out. None of it makes the file less useful; it makes the difference between a broker who works it well and one who burns it in a week.
- A UCC-1 carries no amount, no terms and no balance. A filing on an advance settled two years ago looks identical to one on a position still running.
- No UCC filing carries a funding date, so the public record cannot show whether a funder filed at funding or after a missed payment.
- The contact name and phone number are matched in from business records rather than taken off the filing, so a share of them will be out of date, wrong, or a switchboard rather than the person you want.
- Nobody in this file asked to be contacted. A filing is not an enquiry and not a consent record, so every call off this list is a cold call and your own compliance position governs it.
- Some filings name a filing agent rather than the funder. Those are excluded, because the index does not say who was behind them, which means this file undercounts.
If a row looks wrong, take the filing number to that state’s own UCC search. That is the check we would make, and it is why the secured party ships exactly as filed rather than tidied up.
How to use it, if you already have a book
- Run it against your own pipeline first. A filing on a merchant you are currently underwriting is the highest-value row in the file, and you will find a handful.
- Check positions before you submit, not after the decline. A funder finding a filing you missed costs you the submission and some of your standing with that funder.
- Read the secured party, not the debtor. It tells you who holds the position, which tells you who will not look at the file and who sits behind whom.
- Sort on positions on file. Three or four funders against one business inside a year tells you more about how that file underwrites than the revenue number will.
- Treat every call off it as cold. There is a number on each row and no consent behind any of them, and everyone who downloads the file has the same rows. That is exactly why it is free.
This file, and the leads we sell
Both have a business, a name and a number on them. Everything behind those three columns is different, which is why one is free.
| This free file | A lead we sell | |
|---|---|---|
| What it is | A public UCC-1 filing against a business that took funding | A funding application the merchant filled in on our own page |
| Did they ask for funding | Not from you. The filing records an advance they already took | Yes, minutes before it reaches you |
| Phone number | Matched in from business records, so some will be wrong | The merchant typed a six-digit code back from it |
| Consent to be called | None. Every call off this list is a cold call | Given on our own form, with a third-party certificate |
| How current | Filings from the twelve months to 31 August 2026 | In your CRM within minutes of the merchant submitting |
| Who else has it | Everyone who downloads it | One buyer, permanently. Never resold |
| Price | Free | Priced per lead, with a minimum order |
There is still no free trial and no sample batch of the paid leads. That has not changed and this file is not one. See how each lead is verified and what the leads cost.
Terms
- This file is built from public records. Every row starts as a UCC-1 financing statement filed with a US state filing office and published by that office as public data, and every filing can be checked against the state’s own record using the filing number.
- The contact name and phone number on each row are matched in from business records. They are not part of the filing, they are not warranted to be accurate or current, and they are not evidence that anyone wants to hear from you.
- No consent to contact is conveyed by this file. A UCC-1 records that a business granted a security interest. It is not an application, not an enquiry and not a consent record. If you contact a business named in this file, that is cold outreach and your own obligations govern it: the TCPA, your state’s telephone solicitation act, the national and state do-not-call registries, and any commercial financing disclosure rule that applies to you. We have not screened these numbers against any do-not-call or litigator list.
- The data is provided as compiled, and both filings and business records contain errors. We do not warrant that any row is accurate, current or complete, or that a filing shown as active has not since been released. Do not use this file as the sole basis for a funding decision.
- This file is compiled from public business filing records and matched business contact data. It is not a consumer report under the Fair Credit Reporting Act and must not be used to make any decision about a consumer’s eligibility for credit, insurance, employment or housing.
- You may use this file inside your own business. You may not republish, resell, license or distribute it as a data product, in whole or in part, modified or not.
Questions
Are these real MCA leads?
They are real businesses that really took an advance, with a name and a number to call. What they are not is people who asked for funding. Every row starts as a public UCC-1 filing, so nobody on the list raised their hand, and every call off it is a cold call.
Why is it free?
Because the underlying records are public and compiled business data of this kind trades at cents a row, which we publish in our own price benchmarks. Charging for it would be the tell. What we get is your email address and one follow-up about the leads we do sell.
Is this a sample of the leads you sell?
No, and there is still no sample batch of those. A lead we sell is a funding application a merchant completed on our own page with a mobile number they proved they were holding, sold to one broker. This is a prospecting list built from public filings. Two different things, and we are not going to blur them.
How accurate are the phone numbers?
The name and number are matched in from business records rather than taken off the filing, so treat them the way you would treat any appended data. Some will be out of date and some will be a main line rather than the owner. The business name and the filing number are the parts you can verify yourself.
Can I call the businesses in it?
That is your call and your compliance position, not ours. There is no consent record behind any row, so it is cold outreach: the TCPA, your state telephone solicitation act and the do-not-call registries govern it. We have not screened these numbers against any list.
What can I actually do with it?
Work it as a call list, or use it the way experienced brokers do: check positions before you submit a file, match it against merchants already in your CRM, and read the secured party to see which funders sit behind a deal you are working.
Can I resell it?
The underlying records are public and you are free to pull them yourself from the states we name. The compilation is not: the funder roll-up, the matching and the structure are our work, and redistributing the file as a data product is not permitted.
How current is it?
The file covers the twelve months to 31 August 2026 and was last checked on 13 September 2026. It is a dated compilation rather than a live query, and the page says which date it is on so you can judge it.
Why do I have to verify my phone number?
Because a file this size is worth gating on a real person rather than a form filled in by a script. It takes twenty seconds and it means the list behind this page is people rather than noise.
What happens to my details?
They go to my inbox and to a spreadsheet I keep. They are not sold, rented or shared with partners. The services that carry them, which are the hosting, the text message and the email, are listed in the privacy policy.