Paper grade
An informal classification of merchant quality, from A paper — strong revenue, no positions, long trading history — down to C or D.
There is no standard scale; each funder defines its own bands. What the grades share is the inputs: time in business, deposit consistency, negative days and existing positions. Grade drives both the factor and which funders will look at the file at all.
Why it matters to a broker
Knowing which funders buy which grade is most of what placement means. Sending C paper to an A-paper funder produces a decline you generated.
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