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Glossary

Commercial financing disclosure law

State legislation requiring standardised cost disclosures to a business before it signs a financing agreement.

Ten states have them as of August 2026: California, Connecticut, Florida, Georgia, Kansas, Missouri, New York, Texas, Utah and Virginia. Seven attach broker or provider registration, and Texas has a registration deadline of 31 December 2026.

Why it matters to a broker

Several published write-ups say eleven states and include New Jersey. New Jersey’s bill was never enacted.

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