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MCA glossary

Merchant application

Definition

The signed form capturing the merchant’s business details, requested amount and authorisation to pull information.

Also called MCA application · One-pager

The legal entity name on it must match the account the statements come from. Entity mismatches — a trading name, a professional corporation, a holding structure — are among the most common late-stage file failures and are entirely preventable.

Full guide

How to package an MCA file

What a funder needs, in the order they need it, so it underwrites the same day.

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