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Glossary

UCC leads

Contact lists compiled from UCC filings, identifying businesses that have previously taken secured funding.

Contact details are appended by third-party data rather than supplied by the merchant, because a filing carries a business address, not a mobile number. Everyone can buy the same filings, so the list is being worked by competitors simultaneously.

Why it matters to a broker

A UCC record is evidence a business borrowed once. It is not an expression of interest and not consent, which makes the compliance position for cold-dialling it materially different from calling someone who completed a form.

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