The standard of permission required for certain marketing calls and texts to wireless numbers under the TCPA.
The FCC’s one-to-one consent rule, which would have required consent to a single identified seller at a time, was vacated by the Eleventh Circuit in January 2025 and subsequently repealed. The earlier standard applies, under which consent can cover multiple sellers if the disclosure is clear.
TCPA
Federal law restricting calls and texts to wireless numbers, with statutory damages of $500 to $1,500 per violation.
Suppression list
A list of contacts that must be excluded from outreach — opt-outs, complaints, known litigators, existing customers.
Litigator scrub
Screening phone numbers against lists of known TCPA plaintiffs before dialling them.
CAN-SPAM
The federal law governing commercial email, requiring accurate headers, a clear opt-out and honouring it promptly.
Mini-TCPA
A state-level analogue to the federal TCPA, frequently with its own definitions, restrictions and private right of action.
Broker agreement
The contract between a broker or ISO and a funder governing submissions, commission and conduct.
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