The purest working capital problem in the market. A staffing agency pays its people weekly and bills its clients on net-30 to net-60, which means growth actively consumes cash — the more placements they make, the wider the gap gets. That is why they borrow, and it is why they borrow repeatedly.
The purest working capital problem in the market. A staffing agency pays its people weekly and bills its clients on net-30 to net-60, which means growth actively consumes cash — the more placements they make, the wider the gap gets. That is why they borrow, and it is why they borrow repeatedly.
Light industrial and warehouse staffing peaks sharply into the fourth quarter and collapses in January. Professional and healthcare staffing is far steadier. A January statement on a light industrial agency is the worst month it will show all year.
The general order underwriters work in is covered in what funders actually look at. The points above are what differs here.
An existing invoice factoring facility with a blanket assignment
Client concentration where one account is most of the billings
Payroll tax liabilities, which sit ahead of every other creditor
Deposit timing too lumpy to support a fixed daily debit
Split on structure rather than on the industry. Funders comfortable with receivables-driven businesses like staffing; those who price off daily card volume struggle with it. The agencies that get funded well are usually those whose broker understood the factoring question before submitting.
The feed is a round robin off live traffic, not a menu — we cannot promise a pure feed of any single industry. What we can do is tell you honestly whether the volume exists to weight your feed toward staffing agencies, before you spend anything.
$50K–$500K/month, scaling fast in either direction, with advances typically landing at $25K–$150K. Every lead clears the same six minimums regardless of vertical — $30K+ monthly revenue, $15K+ requested, six months trading, four months of statements available, U.S.-based and mobile-verified by a 6-digit code.
Not exclusively. The feed is a round robin off live traffic rather than a menu, so a pure single-industry feed is not something we can honestly promise. We can weight your feed toward a vertical where the volume supports it, and we will tell you plainly before you order whether it does.
An existing invoice factoring facility with a blanket assignment, most commonly. The others worth screening for on the first call are client concentration where one account is most of the billings, payroll tax liabilities, which sit ahead of every other creditor, deposit timing too lumpy to support a fixed daily debit.
$60 per lead across every vertical, with a 25-lead minimum. A feed filtered to merchants doing $50,000 a month or more is $70. Full pricing and the market context is on the buy page.
Trucking and transportation
$30K–$180K/month, clustered at the lower end for owner-operators
Restaurants and food service
$25K–$120K/month for independents
Construction and contracting
$50K–$400K/month, with a long tail above
Medical practices and med spas
$60K–$300K/month
E-commerce and retail
$30K–$200K/month
Home services — HVAC, plumbing, electrical
$40K–$250K/month
Auto repair and collision
$30K–$150K/month for independents, higher for multi-bay collision
Salons, barbershops and spas
$30K–$90K/month for a single location
Liquor and convenience stores
$40K–$300K/month gross, with true margin a fraction of it
Gyms and fitness studios
$30K–$120K/month for independents and single-location studios
Landscaping and lawn care
$30K–$180K/month in season, far lower out of it
Manufacturing and wholesale
$60K–$600K/month
Independent auto dealers
$80K–$700K/month gross, with margin a small fraction of it
We will tell you straight up if we cannot help you. No commission deals, no free trials, no chasing you for three weeks.