How staffing agencies underwrites
What differs here from the general order underwriters work in.
- Revenue is almost entirely receivables against commercial clients, so the real question is who those clients are and how reliably they pay — not what the agency itself looks like.
- Payroll is the dominant outflow and it is non-negotiable. An underwriter is checking whether a daily remittance leaves enough for Friday.
- Many agencies already factor their invoices, which assigns the receivables an advance would draw against. This is the single most common blocker in the vertical.
- Deposits arrive in large irregular lumps as client invoices clear, so daily averages badly misrepresent daily capacity.
The general order underwriters work in is covered in what funders actually look at. The points above are what differs here.
Why staffing agencies deals get declined
Screen for these on the first call.
- An existing invoice factoring facility with a blanket assignment
- Client concentration where one account is most of the billings
- Payroll tax liabilities, which sit ahead of every other creditor
- Deposit timing too lumpy to support a fixed daily debit
Funder appetite
Which funders want this paper, and when.
Split on structure rather than on the industry. Funders comfortable with receivables-driven businesses like staffing; those who price off daily card volume struggle with it. The agencies that get funded well are usually those whose broker understood the factoring question before submitting.
Seasonality
Light industrial and warehouse staffing peaks sharply into the fourth quarter and collapses in January. Professional and healthcare staffing is far steadier. A January statement on a light industrial agency is the worst month it will show all year.
How we handle verticals
Leads are assigned in rotation off live traffic, not picked from a menu — we cannot promise a pure order of any single industry. What we can do is tell you honestly whether the volume exists to weight your leads toward staffing agencies, before you spend anything.
Exclusive-lead minimums
Every exclusive lead clears all of these, whatever the vertical. The minimums apply to exclusive leads only.
- Over $30,000/month in revenue
- Requesting over $15,000
- 6+ months in business
- 4 months of bank statements available
- U.S.-based
- Mobile-verified by 6-digit code
- Complete contactable record
Questions
What revenue do staffing agencies leads typically show?
$50K–$500K/month, scaling fast in either direction, with advances typically landing at $25K–$150K. Every exclusive lead clears the same 7 minimums regardless of vertical.
Can I get only staffing agencies leads?
Weighted toward staffing agencies, yes, where volume allows; a guaranteed order of only staffing agencies leads, no — leads are assigned in rotation. They come off live traffic rather than a menu, so a pure single-industry order is not something we can honestly promise. Weighting needs the volume to support it, and we will tell you plainly before you order whether it does.
Why do staffing agencies deals get declined most often?
An existing invoice factoring facility with a blanket assignment, most commonly. The others worth screening for on the first call are client concentration where one account is most of the billings, payroll tax liabilities, which sit ahead of every other creditor, deposit timing too lumpy to support a fixed daily debit.
How much do the leads cost?
Exclusive, mobile-verified MCA leads run $65–$120 on the open market (checked 29 August 2026). Ours are $60 each, sold to one broker. Shared leads are $40 and aged leads are $0.35. Live submission data is quoted directly. Every band on the market, and the cost per funded deal, is in how much MCA leads cost.
Full pricing and the market context is on the buy page. The other three products have their own pages: shared MCA leads, aged MCA leads and live submission data.
Other verticals
$30K–$180K/month, clustered at the lower end for owner-operators
$25K–$120K/month for independents
$50K–$400K/month, with a long tail above
$60K–$300K/month
$30K–$200K/month
$40K–$250K/month
$30K–$150K/month for independents, higher for multi-bay collision
$30K–$90K/month for a single location
$40K–$300K/month gross, with true margin a fraction of it
$30K–$120K/month for independents and single-location studios
$30K–$180K/month in season, far lower out of it
$60K–$600K/month
$80K–$700K/month gross, with margin a small fraction of it