Enormous transaction volume, thin margins and a bank statement that needs interpreting more than any other vertical. Lottery, ATM replenishment, money orders and fuel all pass through the same account as actual sales, and none of them are what they look like.
Enormous transaction volume, thin margins and a bank statement that needs interpreting more than any other vertical. Lottery, ATM replenishment, money orders and fuel all pass through the same account as actual sales, and none of them are what they look like.
Steadier than most, with a lift around holidays and major sporting events. Fuel-attached convenience stores swing with pump prices in a way that has nothing to do with how much they are selling.
The general order underwriters work in is covered in what funders actually look at. The points above are what differs here.
Gross deposits that collapse once lottery and ATM flows are removed
Licence transfer or renewal issues surfacing in diligence
Holdback percentages that gross revenue supports and net margin does not
Existing supplier credit that already claims a share of daily receipts
Cautious but real. Funders who understand the vertical price it well because the receipts are genuinely daily and genuinely reliable. Funders who do not tend to either decline it or price off a revenue figure that is not real, which produces a deal the merchant cannot service.
The feed is a round robin off live traffic, not a menu — we cannot promise a pure feed of any single industry. What we can do is tell you honestly whether the volume exists to weight your feed toward liquor and convenience stores, before you spend anything.
$40K–$300K/month gross, with true margin a fraction of it, with advances typically landing at $20K–$70K. Every lead clears the same six minimums regardless of vertical — $30K+ monthly revenue, $15K+ requested, six months trading, four months of statements available, U.S.-based and mobile-verified by a 6-digit code.
Not exclusively. The feed is a round robin off live traffic rather than a menu, so a pure single-industry feed is not something we can honestly promise. We can weight your feed toward a vertical where the volume supports it, and we will tell you plainly before you order whether it does.
Gross deposits that collapse once lottery and ATM flows are removed, most commonly. The others worth screening for on the first call are licence transfer or renewal issues surfacing in diligence, holdback percentages that gross revenue supports and net margin does not, existing supplier credit that already claims a share of daily receipts.
$60 per lead across every vertical, in lead packs starting at 50. Full pricing and the market context is on the buy page.
Trucking and transportation
$30K–$180K/month, clustered at the lower end for owner-operators
Restaurants and food service
$25K–$120K/month for independents
Construction and contracting
$50K–$400K/month, with a long tail above
Medical practices and med spas
$60K–$300K/month
E-commerce and retail
$30K–$200K/month
Home services — HVAC, plumbing, electrical
$40K–$250K/month
Auto repair and collision
$30K–$150K/month for independents, higher for multi-bay collision
Staffing and recruiting agencies
$50K–$500K/month, scaling fast in either direction
Salons, barbershops and spas
$30K–$90K/month for a single location
Gyms and fitness studios
$30K–$120K/month for independents and single-location studios
Landscaping and lawn care
$30K–$180K/month in season, far lower out of it
Manufacturing and wholesale
$60K–$600K/month
Independent auto dealers
$80K–$700K/month gross, with margin a small fraction of it
We will tell you straight up if we cannot help you. No commission deals, no free trials, no chasing you for three weeks.