Large advances, long cycles and the most legitimate use of working capital in this entire list. A manufacturer with a purchase order has to buy materials, run production and ship before anyone pays them — and the gap between those events is exactly what an advance is for.
Large advances, long cycles and the most legitimate use of working capital in this entire list. A manufacturer with a purchase order has to buy materials, run production and ship before anyone pays them — and the gap between those events is exactly what an advance is for.
Varies entirely by what is being made. Consumer goods manufacturers build into the third quarter for holiday retail and go quiet in the first; industrial suppliers track their customers’ capital cycles. Ask what they make before assuming anything about the pattern.
The general order underwriters work in is covered in what funders actually look at. The points above are what differs here.
One customer representing the majority of revenue
An existing asset-based facility with a prior lien over inventory and receivables
Deposit counts too low to support a daily remittance model
Purchase order finance already in place against the same contracts
Genuinely good among funders who write larger paper, and poor among those built for daily card-volume merchants. This is the vertical where placement matters most, because the same file gets a strong offer from one desk and an automatic decline from another.
The feed is a round robin off live traffic, not a menu — we cannot promise a pure feed of any single industry. What we can do is tell you honestly whether the volume exists to weight your feed toward manufacturing and wholesale, before you spend anything.
$60K–$600K/month, with advances typically landing at $40K–$200K. Every lead clears the same six minimums regardless of vertical — $30K+ monthly revenue, $15K+ requested, six months trading, four months of statements available, U.S.-based and mobile-verified by a 6-digit code.
Not exclusively. The feed is a round robin off live traffic rather than a menu, so a pure single-industry feed is not something we can honestly promise. We can weight your feed toward a vertical where the volume supports it, and we will tell you plainly before you order whether it does.
One customer representing the majority of revenue, most commonly. The others worth screening for on the first call are an existing asset-based facility with a prior lien over inventory and receivables, deposit counts too low to support a daily remittance model, purchase order finance already in place against the same contracts.
$60 per lead across every vertical, with a 25-lead minimum. A feed filtered to merchants doing $50,000 a month or more is $70. Full pricing and the market context is on the buy page.
Trucking and transportation
$30K–$180K/month, clustered at the lower end for owner-operators
Restaurants and food service
$25K–$120K/month for independents
Construction and contracting
$50K–$400K/month, with a long tail above
Medical practices and med spas
$60K–$300K/month
E-commerce and retail
$30K–$200K/month
Home services — HVAC, plumbing, electrical
$40K–$250K/month
Auto repair and collision
$30K–$150K/month for independents, higher for multi-bay collision
Staffing and recruiting agencies
$50K–$500K/month, scaling fast in either direction
Salons, barbershops and spas
$30K–$90K/month for a single location
Liquor and convenience stores
$40K–$300K/month gross, with true margin a fraction of it
Gyms and fitness studios
$30K–$120K/month for independents and single-location studios
Landscaping and lawn care
$30K–$180K/month in season, far lower out of it
Independent auto dealers
$80K–$700K/month gross, with margin a small fraction of it
We will tell you straight up if we cannot help you. No commission deals, no free trials, no chasing you for three weeks.